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UMD Mandatory Health Insurance (MHI) Requirement

stethoscope photo
Wednesday, January 17, 2018
By: 
University Health Center

UMD requires that all undergraduate students taking 6 or more credits have health insurance.  All domestic undergraduate students enrolled in 6 or more credit hours are required to purchase the Student Health Insurance Plan, unless proof of comparable coverage is furnished. Returning students are required to provide proof of health insurance by completing an on-line waiver once each academic year. We understand that many of your students may be covered on a family plan and do not need to purchase additional insurance from the university. Please ensure that your student completes the online waiver so that they will not be automatically enrolled in the University’s Student Health Insurance Plan (SHIP). Students must complete the waiver by September 15 to avoid the annual premium (Fall Admits) and February 15 for the spring/summer premium (Spring/Summer Admits). Those who do not complete the waiver by these deadlines will be automatically billed the annual premium.

For fall of 2017, all newly admitted international undergraduate students are automatically enrolled and cannot waive out of coverage. This practice was implemented to ensure that international students, who are not subject requirements of the Affordable Care Act, receive appropriately comprehensive insurance coverage. All continuing international undergraduate students who were enrolled at the University of Maryland for the 2017-2018 school year and prior are required to purchase this plan unless proof of comparable coverage is furnished.

The on-line waiver site (www.firststudent.com) is now available, detailed instructions on how to waive insurance is outlined here.  Please encourage your student to be on the look-out for an email from “uhc-insurance@umd.edu” about MHI. 

If you have any questions, please contact the University Health Center Business Office at 301-314-8165.